Accept Your Federal Direct Parent Loans

The Federal Direct Parent PLUS Loan is borrowed by the parent on behalf of the student. The parent is the borrower and is solely responsible for repaying the loan. The loan repayment obligations cannot be transferred to the student. The student has no obligation, legal or otherwise, to repay the loan.

Please note: You must remove any credit freeze from all three national bureaus (Experian, TransUnion and Equifax) before accepting the Parent PLUS loan. The Parent PLUS loan will not process with a credit freeze.

Follow the steps outlined below to accept your loans:

Step 1: Student Provides or Updates Parent Guest Access

1. Student logs into their UAccess Student Center and selects "Guest Manager" under the "Personal" menu.

2. Click "Add New Guest"

3. Create a Guest Username, enter Guest Email ID, activate Guest Status, and assign Guest Access Control in the Financial Info section to “View All Access, Make Payment, Parent PLUS Loan.” After you save, a new-user email will be sent to your parent. Note: To give access to additional parent(s), repeat steps above.

If the applicable parent already has guest access, select “edit”, and change the parent’s Guest Access Control in the Financial Info section to “View All Access, Make Payment, Parent PLUS Loan”.

Step 2: Parent Applies for Parent PLUS Loan via Guest Access

Note: Your student must be offered a Parent PLUS Loan for you to be able to complete the application process.

1. Parent logs into UAccess Guest Center. If this is your first time accessing Guest Center, refer to the new-user email for your username and password.

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2. Navigate to the Financial Aid tab and select "View Financial Aid", then click on the "Apply for Parent PLUS Loan" button.

3. Enter your basic information: Legal First Name, Legal Last Name, Social Security Number, and Date of Birth, then, click "Continue".

4. Enter your borrower information including: gender, relationship to student, address, residency and marital status, then, click "Continue".

5. Review Certifications & Authorizations information then click “Continue”.

6. Specify the dollar amount you wish to borrow (whole dollars; no cents). Loans for students enrolled the full academic year will be split evenly between the fall and spring semesters. Be sure to accept the total loan amount needed for the entire school year.

NOTE: You are not required to borrow and may borrow less than the amount offered

7. Complete the Parent PLUS loan application by reviewing the information and completing the e-signature. Then, click "submit".