Bachelor of Science in Finance

Two business professionals looking at a computer

Prepare for the Chartered Financial Analyst (CFA) and/or Certified Financial Planner (CFP) examinations with our AACSB–accredited finance degree. This program features multiple online extracurricular opportunities that allow you to apply your knowledge as you progress through your course work.

100% Online

Complete your Penn State course work at your own pace and 100% online.

Application deadline

Apply by October 31 to start January 13

Credits and costs

120 Credits $632/$678 per credit

Nationally Recognized

Our bachelor's degrees are highly ranked by U.S. News & World Report.

Gain Skills to Add Value to a Finance-Based Position

Develop essential oral communication skills for efficient collaboration and financial discussions in business situations related to money management, investment strategies, and presenting financial plans.

Think critically by actively considering different points of view, facilitating an integrated, holistic approach to construct relevant analyses and arguments related to organizational and personal financial advising.

Recognize ethical issues and apply ethical theories when making financial decisions at individual and organizational levels.

Analyze and solve financial problems and interpret written and visual material across various business domains to make informed decisions about investment management and addressing financial risk.

Online Finance Degree Courses

Online Finance Degree Courses

The bachelor’s degree in finance courses provide a firm grounding in the principles of business, economics, and accounting — with an in-depth focus on issues and knowledge in finance and financial management.

View Course List

You will study all components of the field of finance, including investments, corporate finance, and financial markets. You’ll also develop a solid foundation in principles of finance, including capital management, investment and portfolio management, financial institutions, and personal finance.

Entrance-to-Major Requirements

To change your major to finance, you must earn at least 29.1 credits and a C or better in the following 5 entry-to-major courses:

A Behrend campus dean's review is required for all students in order to enter the major directly as well as for all students who have earned 45 or more transferable credits.

A current Penn State student needs a grade point average of 2.0 or higher to enter the major. Transfer students require a minimum 2.0 cumulative grade point average to enter the major.

The Bachelor of Science in Finance degree requires students to complete a minimum of 120 credits.

The number of credits you will have to take will vary according to the courses you transfer into the degree program. Once you are admitted into the degree program, an assigned academic adviser will help you with remaining requirements; 21 of the 45 General Education credits are included in the requirements for the major.

Prescribed Courses (47 credits)

ACCTG 211 Financial and Managerial Accounting for Decision-Making

Introduction to the role of accounting numbers in the process of managing a business and in investor decision-making.

Prerequisite MATH 21 or a higher math course or a satisfactory score on the mathematics placement examination C or better A student enrolled in this course must receive a grade of C or better. ACCTG 426 Financial Statement Analysis

The exploration of conventional and advanced methods of analyzing financial statements, including the assessment of earnings quality.

Prerequisite C or better A student enrolled in this course must receive a grade of C or better. CAS 100 Effective Speech

Introduction to speech communication: formal speaking, group discussion, analysis and evaluation of messages.

C or better A student enrolled in this course must receive a grade of C or better. ECON 102 Introductory Microeconomic Analysis and Policy

Methods of economic analysis and their use; price determination; theory of the firm; distribution.

C or better A student enrolled in this course must receive a grade of C or better. ECON 104 Introductory Macroeconomic Analysis and Policy National income measurement; aggregate economic models; money and income; policy problems. ENGL 202D Effective Writing: Business Writing Writing reports and other common forms of business communication. Prerequisite (ENGL 15 or ENGL 30) and fourth-semester standing A student may take only one course for credit from ENGL 202A, 202B, 202C, and 202D. C or better A student enrolled in this course must receive a grade of C or better. FIN 301 Corporation Finance

Nature of finance function; risk and return concepts; working capital; dividend policies; mergers; security markets; acquisition and management of corporate capital; analysis of operations; forecasting capital requirements; raising capital; and planning profits. Available to baccalaureate students only.

Prerequisite (ENGL 15 or ENGL 30) and ACCTG 211 and ( ECON 102 or ECON 104) and ( SCM 200 or STAT 200) C or better A student enrolled in this course must receive a grade of C or better. FIN 420 Investment and Portfolio Analysis

Investment and risk, types of security investments, sources of investment information, the broker, the stock market, portfolio management.

Prerequisite C or better A student enrolled in this course must receive a grade of C or better. FIN 451 Intermediate Financial Management Case studies are used to develop skills in solving a variety of financial management problems. Prerequisite C or better A student enrolled in this course must receive a grade of C or better. FIN 471 International Finance

Financial decision-making in an international environment. Emphasis on topics relevant to small businesses and entrepreneurs.

Prerequisite C or better A student enrolled in this course must receive a grade of C or better. MGMT 301 Basic Management Concepts

Examination of fundamental principles and processes applicable to the study of management. Not available to students who have taken BA 304.

Prerequisite

(ENGL 15 or ENGL 30) and ( ECON 102 or ECON 104) and ( MATH 21 or higher or satisfactory score on the mathematics placement examination)

C or better A student enrolled in this course must receive a grade of C or better. MGMT 471W Strategic Management and Business Policy Study of strategic management and business policy formulation and implementation processes. Prerequisite MGMT 301 , MKTG 301W , FIN 301 , SCM 301 BA 422W can be substituted for this course C or better Students need to earn at least a C grade in each course taken to be eligible for the certificate. MIS 204 Introduction to Management Information Systems

Provides an overview of the role of information systems in business process design; the current technologies used for obtaining, storing, securing, and communicating information in support of operations and decision-making within a business organization; as well as the concepts and principles for developing and using popular spreadsheet and database tools.

C or better A student enrolled in this course must receive a grade of C or better. MKTG 301W Principles of Marketing

Covers terminology and important concepts related to marketing in the business environment. Domestic and international environments that impact marketing are included, with particular emphasis on the marketing environment, segmentation, positioning, and targeting. Not available to students who have taken BA 303.

Prerequisite

(ENGL 015 or ENGL 030 ) and ( ECON 102 or ECON 104 ) and ( MATH 021 or higher or satisfactory score on the mathematics placement examination.)

C or better A student enrolled in this course must receive a grade of C or better. SCM 301 Supply Chain Management Supply chain management concepts, principles, and methodologies. Prerequisite ACCTG 211 and ECON 102 and ( SCM 200 or STAT 200) C or better A student enrolled in this course must receive a grade of C or better.

Additional Courses (select 34–37 credits)

ACCTG 305 Financial Statements and Management Decisions

Impact of management's financing, investing, and operating decisions on GAAP–based financial statements.

Prerequisite ACCTG 211 and FIN 301 C or better A student enrolled in this course must receive a grade of C or better. ACCTG 471 Intermediate Financial Accounting I

Theory and practice issues in income concepts and value measurement; GAAP; revenues, costs, assets, liabilities, and equities.

Prerequisite ACCTG 211 or ACCTG 311 C or better A student enrolled in this course must receive a grade of C or better. ACCTG 472 Intermediate Financial Accounting II

Off-balance sheet financing; special issues in cost capitalization, liabilities, and equities; matching; funds flow statements; statement analysis; inflation accounting.

Prerequisite ACCTG 371 or ACCTG 471 C or better A student enrolled in this course must receive a grade of C or better. BA 243 Social, Legal, and Ethical Environment of Business

Explores the ethical, political, social, legal and regulatory, technological, and demographic diversity environment of business.

A student may not receive credit toward graduation for both BLAW 243 and BA 243 . ECON 304 Intermediate Macroeconomic Analysis Analysis of forces that determine the level of aggregate economic activity. Prerequisite C or better A student enrolled in this course must receive a grade of C or better. ECON 351 Money and Banking

Money, credit, commercial and central banking, financial intermediaries, treasury operations, monetary theory and policy, and foreign exchange. Students who have already taken ECON 451 may not schedule this course.

Prerequisite ECON 102 or ECON 104 C or better A student enrolled in this course must receive a grade of C or better. ENGL 15 Rhetoric and Composition

An intensive, rhetorically based experience in reading and writing that will prepare you both to understand the communications that surround you and to succeed in your own communication efforts.

Prerequisite ENGL 4 or satisfactory performance on the English placement examination C or better A student enrolled in this course must receive a grade of C or better ENGL 30 Honors Freshman Composition

Prepares students both to understand the communications that surrounds them and to succeed in their own communication efforts. The course focuses specifically on analyzing verbal and visual texts (reading) as well as on producing such texts (writing), always in terms of rhetorical principles. Enriched by more rigorous requirements (longer papers, additional research component where the student is required to cite and engage critical sources and conversations). Participation requirements are also enhanced, making for a richer honors experience.

C or better A student enrolled in this course must receive a grade of C or better. MATH 110 Techniques of Calculus I

Introduces and develops the mathematical skills required for analyzing change, and the underlying mathematical behaviors that model real-life economics and financial applications. Develops student knowledge of calculus techniques, and how to use a calculus framework to develop critical thinking and problem-solving skills.

Prerequisite MATH 022 or MATH 40 or MATH 41 or satisfactory performance on the mathematics placement examination C or better A student enrolled in this course must receive a grade of C or better. MATH 140 Calculus with Analytic Geometry I

Introduces and develops the mathematical skills required for analyzing change and creating mathematical models that replicate real-life phenomena. Develops student knowledge of calculus techniques and how to use the calculus environment to develop critical thinking and problem-solving skills.

Prerequisite

MATH 22 and MATH 26 or MATH 26 and satisfactory performance on the mathematics placement examination or MATH 40 or MATH 41 or satisfactory performance on the mathematics placement examination.

C or better A student enrolled in this course must receive a grade of C or better. STAT 200 Elementary Statistics

Descriptive Statistics, frequency distributions, probability and normal distributions, statistical inference, linear regression, and correlation.

Prerequisite Placement into MATH 21 or higher. C or better A student enrolled in this course must receive a grade of C or better.

Supporting Courses and Related Areas (15 credits)

Select 15 credits from any business major field or any non-business major course, except for all Health and Wellness (GHW) courses, any ENGL course below ENGL 15, and any MATH course below MATH 110. Students are encouraged to work with their adviser to identify the appropriate supporting courses.

General Education Requirements

Some General Education requirements may be satisfied by courses required for the major. Students should work with an adviser to select courses.